Citizens Online Services

Home Loan Application Form

Personal Information

Eligibility Test

Confirmation

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Home Loan Application Form

Personal Information

First Name *

Middle Name

Last Name *

Permanent Address *

Zone *

District *

Ward No. *

House No.

Same as permanent address

Temporary Address

Zone

District

Ward No

House No.

Account Number

Branch *

Email *

Mobile No *

Terms And Conditions *

I accept above data are valid and Bank is eligible to contact me.

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Eligibility Test

Purpose of Loan *

Date of Birth *

Value of security *

Urgency

Monthly Income *

Monthly Family Expenses *

Other EMI Obligation *

Loan Amount *

Interest Rate *

Loan Term *

Monthly EMI
NPR 0
Principal
NPR 0
Interest Payable
NPR 0
Total Amount Payable
NPR 0

Confirmation

Congratulation! Thank you for applying Citizens Home Loan. Your reference number is . Based on the Information submitted by you,you are eligible to apply Citizens Home Loan. Please note that the result is based on the initial assessment and may vary during the detail assessment'

We heartily thank you for using our Online portal of Home Loan. Our this mutual and deep relationship will go a long way. Our relationship Manager would contact you at the earliest possible for your further assistance. For any kind of assistance,kindly contact us through the contact no. and email id made available at our website.

Upload Document

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Passport size Photographs of Applicant

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Passport size Photographs of Co-Applicant.

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Citizenship/Passport of Applicant

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Citizenship/Passport of Co-applicant

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Citizenship/Passport of Guarantor.

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Land/Apartment Ownership Certificate (Lal Purja).

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Land Transfer Deed (Rajinama)

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Latest Fiscal Year Land Revenue Receipt (Malpot Receipt).

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Original "Blue Print of the Land" (Napi Naksa)

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Four Boundary Disclosure (Char Killa Pramanit).

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House Map from Municipality/VDC (Naksa Pass).

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Copy of Bank Account Statement for 3-6 months.

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Tax Clearance Certificate including voucher

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Construction(Nirman Sampana) Certificate

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Cost Estimation BreakDown (Bill of quantity)

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Rental Agreement and ownership certificate

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Renewed copy of blue book

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2 years Audited Balance sheet, P/L & Expenditure A/C

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Registration Certificate

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Percentage of ownership/shareholding

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Memorandum and Article Of Association

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Partnership deed

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PAN Registration Certificate

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A letter from employer disclosing gross salary, deduction and net take home pay, permanent or contract employee, date of retirement or expiry of the contract)

Confirmation

1. PERSONAL INFORMATION

Initials *

First Name *

Middle Name

Last Name *

Father's Name *

Grandfather's Name *

Spouse Name

PAN Number

Citizenship Number *

Issued Place *

Issued Date(BS) *

Telephone(Residence)

Telephone(Office)

Number of Dependents

2. CO-APPLICANT INFORMATION (IF APPLICABLE)

Initials

First Name

Middle Name

Last Name

Father's Name

Grandfather's Name

Spouse Name

Citizenship Number/Passport Number

Issued Place

Issued Date(BS)

Date of Birth(BS)

Present Address

Permanent Address

Telephone(Residence)

Telephone(Office)

Mobile

Occupation

Number of Dependencies

3. EMPLOYMENT DETAIL (FOR SALARIED INDIVIDUALS)

Select Employment type *

Source Name

Applicant

Co-Applicant

Occupation *

Employer(Name & Address) *

Post/Designation *

Years of Service *

Previous Employer(If any)

Post/Designation

Years of Service

Name of firm/company with address *

PAN No/Vat No *

Registration Number *

Date of Registration/Commercial Operation *

Name(s) of Shareholders/Proprietor & Stake (%)

Nature of Business

Telephone Nos.

4. COMPLETE DETAIL OF PROPERTY TO BE PURCHASED OR CONSTRUCTED

Select Property type *

Municipality/VDC *

Land Area *

Plot Number *

Access *

Owners Name *

Construction (Sq. Ft.) *

No. of Storey(s) *

Name of the Builder *

Apartment name *

Apartment No. *

Area of Apartment (Sq. ft.) *

Location* Latitude: Longitude:

Total Project Cost *

Bank Finance *

Own Source *

Pay-back period (in years) *

5. FINANCIAL INFORMATION (IF YOU MAINTAIN A BANK ACCOUNT)

Bank's Name

Account Number

FINANCIAL as at

Name(s)

LIABILITIES

NPR

ASSESTS

NPR

Loans at Citizens

Saving/Current A/C at Citizens

Credit Card

A/C with other Bank/FI

Loans from other banks

Land/Building

Other Liabilities

Vehicles/Furniture/Share

MONTHLY INCOMES

NPR

MONTHLY EXPENSES

NPR

Salary

Loan repayments

Rental income

Rental Obligators

Business Income

Insurance Premium Payments

Other Income

Living Expenses/Education/Food etc

I/ we hereby declare that the information given above in this format is true and correct. If proven otherwise, I/we agree to bear all the legal consequences. I/ we agree to accept all the terms & condition/s of the Bank that are in force including amendment thereto unilaterally by the Bank from time to time or any condition stipulated by the Regulatory authorities. I/We confirm that there are no insolvency proceedings against me/us nor have I/we ever been declared insolvent. I/we understand and agree that the Bank reserves the right to revise the interest rate from time to time. I/we understand and agree that the Bank has the right to demand additional security due to fall in the value of the mortgaged property if any. I/we hereby authorize the Bank to debit my/our account or to set-off any deposits to pay the charge, interest, principal or any other dues related to this loan. I/we agree to place the properties mentioned above as a security for the loan and to provide other securities required if any.
I/We agree that the Bank may refer my/our name to a recognized credit or referencing agency/ies and make such references as the Bank may consider it necessary. I /We hereby authorize the Bank to disclose such information relating to my/our credit facility to such parities as deemed necessary at the sole discretion of the Bank. Further, I/We acknowledge and agree that a request and demand for any information to any authority under the statutory law will be compiled by the Bank.

6. GUARANTOR INFORMATION

Initials *

First Name *

Middle Name

Last Name *

Father's Name

Grandfather's Name

Spouse Name

Citizenship/Passport Number *

Date of Birth *

Number of Dependencies *

Relationship with Applicant*

Permanent Address

Present Address *

Telephone

Mobile *

Occupation

Name of the employer

Address of the employer

Net Worth Details

Land and/or Building

Others (Share/Bonds/etc)

Liabilities

Annual Income

I hereby certify that the information provided above is true and correct.

7. DETAILS OF CREDIT FACILITIES FROM OTHER BANKS AND FINANCIAL INSTITUTION

Names of other banks/FIs from where credit facilities availed	Total Limits/Outstanding Date: (Should not be older than last quarter- end; last month-end preferred)		Security Details
			Nature of Security (a)	Details (b) (Location/na me of guarantors, etc.)	Remarks/other info.
	Limits	Outstanding	Nature of Security (a)	Details (b) (Location/na me of guarantors, etc.)	Remarks/other info.

Working Capital Loans
Term Loan
Other Loans
Non Funded Facilities
Total

Working Capital Loans
Term Loan
Other Loans
Non Funded Facilities
Total

Please mention as appropriate: Current Assets, Land and Building, Personal Guarantees, FDs, Bonds, Cash, Others etc.
Location/Plot #/Amount/Names of guarantors etc.

I/We confirm that the information provided above is correct, In case of mis-representation and /or the information provided is proved to be incorrect I/We assume full responsibility for any consequences thereof and agree that the Bank may prosecute me/us per prevailing law.